This information can also be obtained from Branches. The current charges prescribed for this are available at the Banks website bank.sbi. Stop payment instructions in respect of cheques issued or lost can be registered with the Bank on payment of a prescribed service charge. Ordinarily, Bank will not issue more than one cheque book at a time or before exhausting all or nearly all cheque leaves issued previously. The Bank reserves the right to refuse payment of any cheques drawn otherwise. The account holders must use only the cheques from the cheque books issued to them by the Bank. Thereafter, service charge will be charged to the customers account. No charge will be recovered for issue of twenty five cheque leaves in a year. The Bank will issue the first cheque book after completion of all formalities with regard to opening of the account. 17ĭuplicate in lieu of the lost or mutilated pass book may be issued on receipt of a written request from the account holder after necessary enquiries, completion of formalities and recovery of prescribed charges. 16) The account holders should carefully examine the entries in their pass books and draw the Banks attention to errors or omissions, if any. In case it is not collected within a weeks’ time, it will be returned to them by Registered A.D. The pass book will be returned to the accountholder immediately after completion of the transaction duly updated. 15) Pass book should be got updated regularly. Deposits may be made without production of the pass book. Withdrawals using cheque forms and Debit card can be effected without pass book. For withdrawing cash by means of a withdrawal form, the pass book must be presented. The Bank will not be responsible for any loss or incorrect payment attributable to the account holders neglect in this regard. The pass book and cheque book supplied to the account holder should be kept in a safe place. The account holders, in their self-interest, are expected to adhere to uniform signature as per specimen recorded with the Bank while operating the accounts and addressing any correspondence to the Bank. While dealing with the Bank, this number should be invariably quoted by the account holder(s). Each account will be given a distinctive account number. Signatures should not be in capital or block letters. Account holders signatures must be legible and well formed. Applicant(s) should submit two copies of his/ her/ their recently taken passport size photographs. They will duly fill in and sign the prescribed application form. In ordinary course, applicant(s) should attend the Bank personally for completion of formalities for opening the account. Minors may open joint accounts with their guardians in such case the cap is Rs. Minors who can adhere to uniform signature and are not less than ten years old can open accounts in their single name and maintain therein a maximum balance of Rs. There is no ceiling on maximum balance in Savings Bank account, except for Minors account and BSBDA-Small Account. The information can also be obtained from Branches. The current Monthly Average Balances (MAB) prescribed for Savings Bank Accounts and the charges prescribed for non-maintenance of Monthly Average Balance (MAB), are available at the Banks website bank.sbi. The applicants can open an account either with chequebook facility or without chequebook. 10, 2) Types Of Accounts, Balance Stipulation & Service Charges Joint account with survivorship benefit can be operated by the survivor, in such circumstances.
#I may have lost my checkbook full#
In case they do not wish to make a nomination, the fact should be recorded on the account opening form under their full signature.
Nomination can be made in favour of only one nominee. The nomination facility is available on Savings Bank Accounts and the account holders are advised to avail of this facility for smooth settlement of claim by legal heirs in unforeseen circumstances. SAVINGS BANK RULES (ABRIDGED) Nomination & Survivorship Facility
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